Finances

5 Embarrassing Money-Related Facts About Me

5 Embarrassing Money-Related Facts About Me

As you might already know, I am a very frugal person. Sometimes it can be a good thing because I’m able to save a lot of money and don’t make huge financial mistakes on a regular basis. However, in some cases, what seems normal to […]

6 Tips On How To Be Productive

6 Tips On How To Be Productive

After publishing the post about what my typical day looked like, I have gotten many comments on how productive I seemed to be. I have to admit that the schedule I described is somewhat ideal for me. My week days tend to be structured and […]

5 Reasons Why I Love Free Food At Work

5 Reasons Why I Love Free Food At Work

Besides blogging as a hobby and a potential side business, I also work an 8-5 job. I love almost everything about my job. I’m passionate about the work that I do and the impact that it makes. I enjoy working with and seeing my colleagues […]

6 Easy Ways To Cut Your Utility Bills Today

6 Easy Ways To Cut Your Utility Bills Today

At the FAF household, we have seven key recurring expenses that account for the majority of our expenses (from largest to smallest): 1. Mortgage: We are aggressively trying to pay off our mortgage. We throw most of our disposable income towards our principle payment every […]

How Our Lives Have Changed With A 128% Increase In Income

How Our Lives Have Changed With A 128% Increase In Income

It was 7:20 PM on a Wednesday. Mr. FAF just got home from work. He came home a bit later than usual since he had gone to get some Beijing roasted duck for the family. He said it was mainly for me because I had […]

Is My Husband Frugal Or Cheap? I Can’t Decide.

Is My Husband Frugal Or Cheap? I Can’t Decide.

Mr. FAF and I have been planning one of the most important trips of our life for the past few months. We have been talking about it with joy, excitement, and pride. The trip will be important for a couple of reasons. First, it will […]

How The Irritable Bowel Syndrome (IBS) Affects My Budget

How The Irritable Bowel Syndrome (IBS) Affects My Budget

You might not want to read this post if you’re eating or drinking something. I have lived with the Irritable Bowel Syndrome (IBS) for more than ten years. It’s a common digestive disorder that causes gas, cramping, abdominal pain, diarrhea and/or constipation. About 20% (15.3 […]

“If It’s Yellow, Let It Mellow” – Is It Worth It?

“If It’s Yellow, Let It Mellow” – Is It Worth It?

You might not want to read this post if you’re eating or drinking something. When I was growing up, my parents strictly stuck with the “If it’s yellow, let it mellow” principle. Even now when they’re financially stable, this principle still rules. After Mr. FAF […]

How To Have A Cheap & Happy Halloween

How To Have A Cheap & Happy Halloween

Our family went for our Friday night walk at Target last weekend. Once we entered the store, I just couldn’t help but notice all the Halloween decorations displayed at the front. I started to feel really warm and fuzzy inside. College Growing up in Vietnam, […]

The Life Of A Poor PhD Student

The Life Of A Poor PhD Student

If you follow my blog, you might already know that Mr. FAF completed his PhD degree this past summer and has officially become Dr. FAF. However, there’s one thing you might not know about me. Besides ‘Ms. FAF’ I also have another title: a PhD […]

The Glorious Life Of A Personal Finance Blogger

The Glorious Life Of A Personal Finance Blogger

A couple of months ago, I wrote a post about what my typical day looked like when I was living by myself in DC. After Mr. FAF got his degree and Baby FAF came back from China, my schedule has changed quite a bit. Some […]

The Pros and Cons of Living in An Expensive City

The Pros and Cons of Living in An Expensive City

Mr. FAF and I bought our first home in the DC metro area in 2016, but I have lived in the city for almost four years. While I love Washington DC for all the unique perks it offers, the city is not perfect. If you […]