Month: January 2018

How Fearing Layoffs Affects Our Financial Decisions

How Fearing Layoffs Affects Our Financial Decisions

Fear One question Mr. FAF has been asking me almost every day recently is “What would happen if I got laid off/fired?” Mr. FAF started working full-time in early September after spending six years in a doctoral program. He works at as a software engineer […]

What To Do When You Found Out Your Ex Has A New Girlfriend On Facebook

What To Do When You Found Out Your Ex Has A New Girlfriend On Facebook

Discovery It’s 10 PM on a Sunday night. You have finished all the housework and finally have some free time for yourself. You decide to go on Facebook and go through the feeds to see what’s up with the virtual world. Some of your friends […]

5 Things I Wished I Had, But Now I Don’t

5 Things I Wished I Had, But Now I Don’t

All of us have gone through a period in our lives where we have all kinds of wishes we can possibly imagine. One thing I’ve realized about myself is that my wants and needs tend to change as I age. At the age of 30, […]

The Pros & Cons Of Being A Female Breadwinner

The Pros & Cons Of Being A Female Breadwinner

The word ‘breadwinner’ usually refers to a male, the husband, in the family. According to Cambridge Dictionary, a breadwinner is “the person in a family who works to provide the money that the family needs to live on.” In this post, the word ‘breadwinner’ refers […]

10 Simple Things We Do To Save Money

10 Simple Things We Do To Save Money

It is no secret that Mr. FAF and I are a frugal couple. During our 4-year marriage, I have observed certain things we usually do to save money, cut costs, and invest for our future. Some of them are straight out weird such as living […]

Boy Or Girl & How Many Kids Should You Have?

Boy Or Girl & How Many Kids Should You Have?

Mr. FAF and I have been going back and forth on the question of how many kids we should have so many times recently. The reason is that we are trying to decide the optimal number of children we should have to maximize our happiness […]

7 House Rules That Can Save Us $7,000/Year

7 House Rules That Can Save Us $7,000/Year

Whether you’re renting or owning a piece of property, you might have rules for guests and even members in your family. Before and after getting married, I have lived with almost 20 roommates (all females), most of whom I got along with pretty well. We […]

What Growing Up Poor Has Taught Me About Money And Relationships

What Growing Up Poor Has Taught Me About Money And Relationships

Growing up poor in a low-income family in Vietnam has had a tremendous impact on my personality and outlook on life. I remember those days when I succumbed to my insecurities in high school and kept wishing my parents were wealthy. I was sitting next […]

7 Secrets About Personal Finance Bloggers

7 Secrets About Personal Finance Bloggers

This post is inspired by Liz at Chief Mom Officer who tweeted about how she couldn’t wait to write about a financial development in her life as a personal finance blogger. I could totally relate to her experience and wanted to expand that idea into […]

7 Reasons Why Traveling Isn’t Always Fun

7 Reasons Why Traveling Isn’t Always Fun

We all seem to love traveling. And what’s not to love about it? You can take a break from our daily stress, pressure, and routines. You get to see beautiful places, try different foods, meet new people, and even make long-lasting friendships. Your knowledge and […]

5 Things We No Longer Do To Save Money

5 Things We No Longer Do To Save Money

When time is tough, we tend to get creative with how we can save money. Mr. FAF and I have done weird things to save money, including using toilet paper as napkins and not paying for a car wash. Now that both of us work […]

Dec 2017 & Last Monthly Food Expense Report – $1,346

Dec 2017 & Last Monthly Food Expense Report – $1,346

Here comes the last food expense report of the year 2017. Time flies! As expected in November, our December food budget just went through the roof for three main reasons: 1. We went on a four-day trip to another city and ate out most of […]