Month: July 2018

How We Cut Our Car Insurance By Half & Save $732/year

How We Cut Our Car Insurance By Half & Save $732/year

The surprise increase A couple of months ago, we got an email from Liberty Mutual informing us that our annual car insurance premium had gone up 10% from $110 to $121/month. I’ve read about the benefit of shopping for lower car insurance rates but didn’t […]

Dating, Marriage, Income & Background – Why They All Matter

Dating, Marriage, Income & Background – Why They All Matter

Itching to move out I’m not sure if I’ve mentioned this on my blog, but I have a little sister. She’s 24 years old and currently lives in Vietnam. Recently, her company asked her if she wanted to be transferred to their office in Malaysia. […]

Frugal Fatigue: What Is It & How To Overcome It?

Frugal Fatigue: What Is It & How To Overcome It?

These past few days, I’ve been experiencing something I’ve never felt before: frugal fatigue. I just feel tired of saving money and pinching pennies all the time. I want to life life a little and keep wondering about those trips to exotic resorts, those fancy […]

Should We Buy A 2nd Car For This Reason?

Should We Buy A 2nd Car For This Reason?

The trigger It was 6 PM on Tuesday, July 3rd. I showed up at my son’s daycare to pick him up. July 4th was the next day, so I double-checked with the teacher’s assistant to make sure that they were closed that day. To my […]

Why I Decide Not To Do A PhD Again

Why I Decide Not To Do A PhD Again

That important moment had finally come. I was standing among hundreds of people, most of whom were PhD graduates and their family. It was Mr. FAF’s graduation ceremony, something we had all been waiting for for the past six years. It was the reason why […]

5 Hidden Benefits Of The 9-5

5 Hidden Benefits Of The 9-5

Most bloggers in the personal finance community I’ve encountered don’t like their 9-5 and can’t wait to achieve financial independence (FI) to get out of that grind. The harsh feeling might stem from an incompetent/unfair boss, annoying co-workers or the pure nature of the work […]

Why We Feel Under Pressure To Buy Another House

Why We Feel Under Pressure To Buy Another House

Mr. FAF and I went on a Friday night date two weeks ago. We went grocery shopping and dropped by a Taiwanese cafe where Mr. FAF got a bento box for $10, and I got a green tea with boba for $4. (Baby FAF and […]

6 Things Americans Do That I Don’t Get

6 Things Americans Do That I Don’t Get

I was born and raised in Asia and came to America at the age of 18 for college. I have been living in the US for 12 years. Although it’s almost half of my lifetime, it’s definitely not long enough for me to absorb and […]

Are House Repairs Bad For Marriage?

Are House Repairs Bad For Marriage?

Mr. FAF and I argue pretty much every time something needs to be repaired at our house. It’s hard to pinpoint the one reason that that’s the case. When Mr. FAF and I lived in different cities, I handled all of our hour repairs. After […]

10 Ways To Save Money & Live Frugally Without A Budget

10 Ways To Save Money & Live Frugally Without A Budget

Whenever I see or hear someone mention the importance of a budget, I’d feel a sense of shame running through my whole body and straight to my brain. I feel as if someone has pointed out something I should be doing that I’m not. Mr. […]

At What Cost Would You Pursue Your Passion?

At What Cost Would You Pursue Your Passion?

Bad news I was wandering in my dream land at about 10:30 PM when Mr. FAF stormed into the master bedroom. “I have bad news for you,” he said breathlessly. For about 5 seconds, I ran different scenarios in my head to see what bad […]

My 1st Time Staying At An AirBnB – Yay Or Nay?

My 1st Time Staying At An AirBnB – Yay Or Nay?

This post is a continuation of our Raleigh road trip report. In my previous post, I talked about how Mr. FAF, our son, and I traveled frugally from DC to Raleigh on a $387 budget with no travel hacking. This time, I will talk in […]