Author: Ms. FAF

9 Easy Ways to Save Money

9 Easy Ways to Save Money

This is a sponsored post. It can be difficult to create and maintain habits that will allow you to save money. However, if you start small with easy-to-manage tasks and stay determined to maintain them, time will tell that they are working by showing the […]

8 Ways to Make Your HVAC System More Efficient & Save Money

8 Ways to Make Your HVAC System More Efficient & Save Money

This is a sponsored post. You collect your energy bill at the end of the month and suddenly wince. The monthly charges are through the roof, and you instantly suspect that HVAC unit. That winter must have been long. Energy prices seem to be on […]

6 Financial Expectations In Asian Families

6 Financial Expectations In Asian Families

I recently wrote a post about how Mr. FAF and I bought a house in Washington DC. I brought up the fact that my in-laws helped us with the down payment as they considered it their responsibility to help their son, Mr. FAF, buy a […]

The FAF Family’s 2020 New Year Resolutions & 2019 Review

The FAF Family’s 2020 New Year Resolutions & 2019 Review

As 2019 is coming to an end, I’m taking this time to reflect on what Mr. FAF and I did or did not accomplish this year. I will first review our 2019 new year resolutions and dive right into our 2020 resolutions. Review of 2019 […]

5 Embarrassing Money-Related Facts About Me

5 Embarrassing Money-Related Facts About Me

As you might already know, I am a very frugal person. Sometimes it can be a good thing because I’m able to save a lot of money and don’t make huge financial mistakes on a regular basis. However, in some cases, what seems normal to […]

7 House Rules That Can Save Us $7,000/Year

7 House Rules That Can Save Us $7,000/Year

Whether you’re renting or owning a piece of property, you might have rules for guests and even members in your family. Before and after getting married, I have lived with almost 20 roommates (all females), most of whom I got along with pretty well. We […]

What To Do When You Might Lose Your Job – Here’s My Story

What To Do When You Might Lose Your Job – Here’s My Story

Holidays is a time for festivity, celebration, and, happiness. Yet, there’s one thing that I’ve seen a lot during the holidays, especially at the end of the year. That is layoffs, unemployment, tears, fears, and sadness. Why do companies usually lay off employees at the […]

Our Thanksgiving Haul – What We Bought for $2,500 in 1 Day

Our Thanksgiving Haul – What We Bought for $2,500 in 1 Day

Yes, you read that right. We dropped a couple of grands on “stuff” this Thanksgiving. In all honesty, I think most of those purchases were unnecessary. But Mr. FAF insisted we needed them, so I gave in. I gave my reasons, he insisted on buying, […]

The Pros & Cons Of Living With In-laws

The Pros & Cons Of Living With In-laws

If you are Asian, you probably are not surprised that many young couples live with their parents even after they get married. It happens a lot in Asia and still does in America. I have Asian American friends who have lived and are planning to […]

My Review of Instant Pot – Why It Didn’t Work For Us

My Review of Instant Pot – Why It Didn’t Work For Us

A state of emergency About this time a year ago, our Aroma rice cooker suddenly stopped working. For others, it might not me a big deal. But for Mr. FAF and me who eat rice at least twice a day every day, it was declared […]

10 Expensive Things Worth Buying

10 Expensive Things Worth Buying

Frugality has become part of my lifestyle and identity. I try to make and save money in every way I can. I think about how to cut costs and invest for the future every day. When I go shopping, I usually choose inexpensive items without […]

6 Things Americans Do That I Don’t Get

6 Things Americans Do That I Don’t Get

I was born and raised in Asia and came to America at the age of 18 for college. I have been living in the US for 12 years. Although it’s almost half of my lifetime, it’s definitely not long enough for me to absorb and […]