Author: Ms. FAF

How to Save Money & Sanity with Minimalism

How to Save Money & Sanity with Minimalism

Life has been hectic and stressful at the FAF household for the past few months. I started a new job after going through four months of sleep deprivation and stress in an apprenticeship program. Our son started kindergarten online. Mr. FAF and I have been […]

How to Balance Work & Family As A Working Mom during COVID

How to Balance Work & Family As A Working Mom during COVID

As a working mom with a full-time job and two young children, I face the challenges of balancing work and family every single day. Sometimes I feel exhausted. Sometimes I doubt myself and my decision to work. Should I become a stay-at-home mom to take […]

4 Mistakes to Avoid When Trading Stock Options

4 Mistakes to Avoid When Trading Stock Options

Stock options are complex, so it’s important to proceed with caution if you want to start trading options. The reason? It’s possible to lose far more than you even invested, and in a short period of time. In this post, you will learn about what […]

10 Frugal Things We Do During Quarantine Time

10 Frugal Things We Do During Quarantine Time

Ever since the Covid storm hit the US in late February, Mr. FAF, our kids, and I have been in quaratine for about five months. Mr. FAF and I work from home and take turns doing housework and taking care of our two kids. You […]

How My New Six-figure Income As A Software Engineer Has Changed Our Lives (Numbers Revealed)

How My New Six-figure Income As A Software Engineer Has Changed Our Lives (Numbers Revealed)

Hi all, after almost a year and a half since I started teaching myself how to code, I have formally accepted an offer to work as a Software Engineer at the company where I did my apprenticeship. As the title suggests, my income has jumped […]

Update on My Software Engineer Apprenticeship & How We Are Coping with Covid-19

Update on My Software Engineer Apprenticeship & How We Are Coping with Covid-19

On February 25, I published a post about my career change from research to software engineering. At that time, I was getting ready to move to the West coast for a 16-week software engineering apprenticeship at a big tech company. Prior to that move, Mr. FAF […]

Building Credit: The Impacts of Credit History

Building Credit: The Impacts of Credit History

Credit history is a record that holds the past circumstances and behaviors of the borrower. Lenders use this data to determine whether the borrower is trustworthy or if he or she is capable of returning the money. Individuals with a history of on-time payments are […]

5 Things to Check Before Approving a New Tenant

5 Things to Check Before Approving a New Tenant

A good tenant living on your property is practically priceless. After all, a responsible tenant is one you can count on to responsibly pay rent on time and take care of your property. Finding great tenants should be your top priority but sometimes, it’s easier […]

Top 4 Money-Wasting HVAC Mistakes

Top 4 Money-Wasting HVAC Mistakes

When you’re thinking about saving money, your HVAC unit usually isn’t a priority. However, your HVAC system can make a big difference in your monthly energy bill in all sorts of ways. Avoid the following common mistakes that can end up being big money-wasters. Not […]

From A Teacher To A Blogger/Entrepreneur Success Story – Erin Chase from $5 Dinners!

From A Teacher To A Blogger/Entrepreneur Success Story – Erin Chase from $5 Dinners!

Hi Erin, thank you so much for joining me! My readers and I are keen on cutting our grocery bills while having delicious and healthy meals at home.  I know you are an expert on this topic and would like  your advice on how we […]

4 Ways to Save On Your Heating Bill

4 Ways to Save On Your Heating Bill

Your heating bill can be an unpleasant surprise during the cooler months of the year. Not every person or a house owner can afford to have an internal heating system working for them 24/7. People like to save as much as they can from everywhere, […]

5 Energy Efficiency Improvements for Your Home to Reduce Utility Bills

5 Energy Efficiency Improvements for Your Home to Reduce Utility Bills

With the cost of gas, groceries, and most other things on the rise, it’s important to take measures to save money wherever possible. The less energy you use each month, the lower your utility bills will be. Actualizing energy proficient innovation and practices in your […]