Finances

4 Mistakes to Avoid When Trading Stock Options

4 Mistakes to Avoid When Trading Stock Options

Stock options are complex, so it’s important to proceed with caution if you want to start trading options. The reason? It’s possible to lose far more than you even invested, and in a short period of time. In this post, you will learn about what […]

10 Frugal Things We Do During Quarantine Time

10 Frugal Things We Do During Quarantine Time

Ever since the Covid storm hit the US in late February, Mr. FAF, our kids, and I have been in quaratine for about five months. Mr. FAF and I work from home and take turns doing housework and taking care of our two kids. You […]

How My New Six-figure Income As A Software Engineer Has Changed Our Lives (Numbers Revealed)

How My New Six-figure Income As A Software Engineer Has Changed Our Lives (Numbers Revealed)

Hi all, after almost a year and a half since I started teaching myself how to code, I have formally accepted an offer to work as a Software Engineer at the company where I did my apprenticeship. As the title suggests, my income has jumped […]

Update on My Software Engineer Apprenticeship & How We Are Coping with Covid-19

Update on My Software Engineer Apprenticeship & How We Are Coping with Covid-19

On February 25, I published a post about my career change from research to software engineering. At that time, I was getting ready to move to the West coast for a 16-week software engineering apprenticeship at a big tech company. Prior to that move, Mr. FAF […]

Building Credit: The Impacts of Credit History

Building Credit: The Impacts of Credit History

Credit history is a record that holds the past circumstances and behaviors of the borrower. Lenders use this data to determine whether the borrower is trustworthy or if he or she is capable of returning the money. Individuals with a history of on-time payments are […]

Top 4 Money-Wasting HVAC Mistakes

Top 4 Money-Wasting HVAC Mistakes

When you’re thinking about saving money, your HVAC unit usually isn’t a priority. However, your HVAC system can make a big difference in your monthly energy bill in all sorts of ways. Avoid the following common mistakes that can end up being big money-wasters. Not […]

4 Ways to Save On Your Heating Bill

4 Ways to Save On Your Heating Bill

Your heating bill can be an unpleasant surprise during the cooler months of the year. Not every person or a house owner can afford to have an internal heating system working for them 24/7. People like to save as much as they can from everywhere, […]

5 Energy Efficiency Improvements for Your Home to Reduce Utility Bills

5 Energy Efficiency Improvements for Your Home to Reduce Utility Bills

With the cost of gas, groceries, and most other things on the rise, it’s important to take measures to save money wherever possible. The less energy you use each month, the lower your utility bills will be. Actualizing energy proficient innovation and practices in your […]

How I Increased My Income By 50% By Changing Careers

How I Increased My Income By 50% By Changing Careers

I have a big announcement to make today. As I am writing this post, I am also preparing for one of the biggest changes in my life: a new career in tech! More specifically, I have been offered a software engineer apprenticeship position at a […]

How Much Money Should I Keep in Savings for an Emergency Fund?

How Much Money Should I Keep in Savings for an Emergency Fund?

This is a sponsored post. What is one of the first forms of financial advice you always hear? You need to have an emergency fund. However, Americans don’t seem to be following that advice.  About 40% of people would have to turn to loans or […]

9 Easy Ways to Save Money

9 Easy Ways to Save Money

This is a sponsored post. It can be difficult to create and maintain habits that will allow you to save money. However, if you start small with easy-to-manage tasks and stay determined to maintain them, time will tell that they are working by showing the […]

8 Ways to Make Your HVAC System More Efficient & Save Money

8 Ways to Make Your HVAC System More Efficient & Save Money

This is a sponsored post. You collect your energy bill at the end of the month and suddenly wince. The monthly charges are through the roof, and you instantly suspect that HVAC unit. That winter must have been long. Energy prices seem to be on […]