Credit history is a record that holds the past circumstances and behaviors of the borrower. Lenders use this data to determine whether the borrower is trustworthy or if he or she is capable of returning the money. Individuals with a history of on-time payments are […]
When you’re thinking about saving money, your HVAC unit usually isn’t a priority. However, your HVAC system can make a big difference in your monthly energy bill in all sorts of ways. Avoid the following common mistakes that can end up being big money-wasters. Not […]
Your heating bill can be an unpleasant surprise during the cooler months of the year. Not every person or a house owner can afford to have an internal heating system working for them 24/7. People like to save as much as they can from everywhere, […]
With the cost of gas, groceries, and most other things on the rise, it’s important to take measures to save money wherever possible. The less energy you use each month, the lower your utility bills will be. Actualizing energy proficient innovation and practices in your […]
I have a big announcement to make today. As I am writing this post, I am also preparing for one of the biggest changes in my life: a new career in tech! More specifically, I have been offered a software engineer apprenticeship position at a […]
This is a sponsored post. What is one of the first forms of financial advice you always hear? You need to have an emergency fund. However, Americans don’t seem to be following that advice. About 40% of people would have to turn to loans or […]
This is a sponsored post. It can be difficult to create and maintain habits that will allow you to save money. However, if you start small with easy-to-manage tasks and stay determined to maintain them, time will tell that they are working by showing the […]
This is a sponsored post. You collect your energy bill at the end of the month and suddenly wince. The monthly charges are through the roof, and you instantly suspect that HVAC unit. That winter must have been long. Energy prices seem to be on […]
As 2019 is coming to an end, I’m taking this time to reflect on what Mr. FAF and I did or did not accomplish this year. I will first review our 2019 new year resolutions and dive right into our 2020 resolutions. Review of 2019 […]
As you might already know, I am a very frugal person. Sometimes it can be a good thing because I’m able to save a lot of money and don’t make huge financial mistakes on a regular basis. However, in some cases, what seems normal to […]
Whether you’re renting or owning a piece of property, you might have rules for guests and even members in your family. Before and after getting married, I have lived with almost 20 roommates (all females), most of whom I got along with pretty well. We […]
Holidays is a time for festivity, celebration, and, happiness. Yet, there’s one thing that I’ve seen a lot during the holidays, especially at the end of the year. That is layoffs, unemployment, tears, fears, and sadness. Why do companies usually lay off employees at the […]
