Finances

10 Unhealthy Ways To Save Money

10 Unhealthy Ways To Save Money

Saving money is what Mr. FAF and I do on a daily basis. We believe in the value of frugality and try our best to embrace this concept in our lives. Some of our frugal habits are simple such as turning off the lights when […]

When Impatience Costs You Money & Your Sanity

When Impatience Costs You Money & Your Sanity

Miscommunication This is a real conversation between Mr. FAF and me a while back: [Mr. FAF messaged me at work.] Mr. FAF: There’s an event this Saturday. Do you want to go? Me: What event? Mr. FAF: [His company’s name] Me: Really? What event? Mr. […]

5 Investment Tips That Drive Me Crazy

5 Investment Tips That Drive Me Crazy

I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]

Why I Said No To A Baby Shower & What I’d Rather Have Instead

Why I Said No To A Baby Shower & What I’d Rather Have Instead

As my baby bumps is getting bigger and the due date is just around the corner, some of my colleagues have told me that they wanted to throw me a baby shower. Those are the colleagues that I work closely with or talk to on […]

Our $700 Honeymoon & What I’d Do Differently Today

Our $700 Honeymoon & What I’d Do Differently Today

I will admit one thing to you. I think the honeymoon concept is a bit strange to me. Honeymoon is defined as “a vacation or trip taken by two people who have just been married,” according to Cambridge Dictionary. After planning and paying for a […]

What If Everything I Ever Wanted Became A Reality

What If Everything I Ever Wanted Became A Reality

Have you ever dreamed of something and then later realized that is not exactly what you want? I have many of those dreams throughout my past 30 years of existence. At one point, I thought that I desired something so badly that I could give […]

My Mid-year Clothing Ban Check-in & What I’ve Learned From It

My Mid-year Clothing Ban Check-in & What I’ve Learned From It

Yesterday I went to bed at 10 PM but couldn’t fall asleep. And what did I do? I looked up Mrs. Frugalwoods’s blog posts about her clothing ban and relished the progress of my own for the first half of 2018. I grew up poor […]

How We Cut Our Car Insurance By Half & Save $732/year

How We Cut Our Car Insurance By Half & Save $732/year

The surprise increase A couple of months ago, we got an email from Liberty Mutual informing us that our annual car insurance premium had gone up 10% from $110 to $121/month. I’ve read about the benefit of shopping for lower car insurance rates but didn’t […]

Frugal Fatigue: What Is It & How To Overcome It?

Frugal Fatigue: What Is It & How To Overcome It?

These past few days, I’ve been experiencing something I’ve never felt before: frugal fatigue. I just feel tired of saving money and pinching pennies all the time. I want to life life a little and keep wondering about those trips to exotic resorts, those fancy […]

Should We Buy A 2nd Car For This Reason?

Should We Buy A 2nd Car For This Reason?

The trigger It was 6 PM on Tuesday, July 3rd. I showed up at my son’s daycare to pick him up. July 4th was the next day, so I double-checked with the teacher’s assistant to make sure that they were closed that day. To my […]

Why I Decide Not To Do A PhD Again

Why I Decide Not To Do A PhD Again

That important moment had finally come. I was standing among hundreds of people, most of whom were PhD graduates and their family. It was Mr. FAF’s graduation ceremony, something we had all been waiting for for the past six years. It was the reason why […]

6 Things Americans Do That I Don’t Get

6 Things Americans Do That I Don’t Get

I was born and raised in Asia and came to America at the age of 18 for college. I have been living in the US for 12 years. Although it’s almost half of my lifetime, it’s definitely not long enough for me to absorb and […]