No one wants to be struggling financially and not be able to make ends meet. Not having enough necessities and not being able to buy what you need is not desirable. I grew up poor, so I know what it’s like to have little to […]
With two full jobs and two kids, Mr. FAF and I spent most of our time working. When we are not working, we have a myriad of household chores to do such as cooking, cleaning, feeding our baby, and doing the dishes. We want to […]
Mr. FAF and I sometimes wonder how other parents are handling work, housework, kids, and school all at once. In this post, I will share with you our schedules as two working parents during the pandemic. A little bit about us. Mr. FAF and I […]
Being frugal doesn’t and shouldn’t prevent us from staying healthy and looking beautiful or handsome. I usually see ads about skincare and makeup products that are $100 or more. As I get older, I do get anxious about having more wrinkles and looking jaded, which […]
Over the past few weeks, I’ve been thinking long and hard a lot what it is what I want to and need to do to pursue a minimalist lifestyle. The goal is to simplify my life and help me deal with all the stress and […]
Life has been hectic and stressful at the FAF household for the past few months. I started a new job after going through four months of sleep deprivation and stress in an apprenticeship program. Our son started kindergarten online. Mr. FAF and I have been […]
Stock options are complex, so it’s important to proceed with caution if you want to start trading options. The reason? It’s possible to lose far more than you even invested, and in a short period of time. In this post, you will learn about what […]
Ever since the Covid storm hit the US in late February, Mr. FAF, our kids, and I have been in quaratine for about five months. Mr. FAF and I work from home and take turns doing housework and taking care of our two kids. You […]
Hi all, after almost a year and a half since I started teaching myself how to code, I have formally accepted an offer to work as a Software Engineer at the company where I did my apprenticeship. As the title suggests, my income has jumped […]
On February 25, I published a post about my career change from research to software engineering. At that time, I was getting ready to move to the West coast for a 16-week software engineering apprenticeship at a big tech company. Prior to that move, Mr. FAF […]
Credit history is a record that holds the past circumstances and behaviors of the borrower. Lenders use this data to determine whether the borrower is trustworthy or if he or she is capable of returning the money. Individuals with a history of on-time payments are […]
When you’re thinking about saving money, your HVAC unit usually isn’t a priority. However, your HVAC system can make a big difference in your monthly energy bill in all sorts of ways. Avoid the following common mistakes that can end up being big money-wasters. Not […]
