Saving Money

Why I Am Willing To Spend $1,800/year On This Sport For My Kids

Why I Am Willing To Spend $1,800/year On This Sport For My Kids

We all know I am a frugal person who uses toilet paper as napkins and feels guilty for spending almost $500 on my blog (my hobby and a potential side hustle) over the past 1.5 years. I refused to spend $75/mo on yoga classes for […]

Can Frugality Turn You Into A Hermit?

Can Frugality Turn You Into A Hermit?

One of the fears about frugality I’ve heard frequently is that it might turn us into a hermit. According to Cambridge Dictionary, a hermit is “a person who lives alone and apart from society.” You don’t have to live on an isolated island or off […]

How Being Poor Helps Me Be Happier In Life

How Being Poor Helps Me Be Happier In Life

I have never met anyone who says they want to be poor. If anything, we all try our best to accumulate wealth and get out of the vicious cycle of poverty that can stifle our mind, emotions, and future. I grew up in a poor […]

5 Reasons Why I Love Amazon Prime

5 Reasons Why I Love Amazon Prime

One thing you might now know about the FAF household is that we are Amazon aficionados. Both Mr. FAF and I think that Amazon Prime is one of the best things that have ever been invented. Ever since we started dating, Amazon has always joined […]

6 Ways Risk Intolerance Can Make Or Break You

6 Ways Risk Intolerance Can Make Or Break You

When Joe at Retire By 40 published his great post “Is Your Risk Tolerance Too High?“, it got me thinking about how my risk tolerance has affected my decisions in life. On a scale from 0 to 10 (0 – lowest and 10 – highest), […]

10 Unhealthy Ways To Save Money

10 Unhealthy Ways To Save Money

Saving money is what Mr. FAF and I do on a daily basis. We believe in the value of frugality and try our best to embrace this concept in our lives. Some of our frugal habits are simple such as turning off the lights when […]

When Impatience Costs You Money & Your Sanity

When Impatience Costs You Money & Your Sanity

Miscommunication This is a real conversation between Mr. FAF and me a while back: [Mr. FAF messaged me at work.] Mr. FAF: There’s an event this Saturday. Do you want to go? Me: What event? Mr. FAF: [His company’s name] Me: Really? What event? Mr. […]

5 Investment Tips That Drive Me Crazy

5 Investment Tips That Drive Me Crazy

I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]

Why I Said No To A Baby Shower & What I’d Rather Have Instead

Why I Said No To A Baby Shower & What I’d Rather Have Instead

As my baby bumps is getting bigger and the due date is just around the corner, some of my colleagues have told me that they wanted to throw me a baby shower. Those are the colleagues that I work closely with or talk to on […]

What If Everything I Ever Wanted Became A Reality

What If Everything I Ever Wanted Became A Reality

Have you ever dreamed of something and then later realized that is not exactly what you want? I have many of those dreams throughout my past 30 years of existence. At one point, I thought that I desired something so badly that I could give […]

My Mid-year Clothing Ban Check-in & What I’ve Learned From It

My Mid-year Clothing Ban Check-in & What I’ve Learned From It

Yesterday I went to bed at 10 PM but couldn’t fall asleep. And what did I do? I looked up Mrs. Frugalwoods’s blog posts about her clothing ban and relished the progress of my own for the first half of 2018. I grew up poor […]

How We Cut Our Car Insurance By Half & Save $732/year

How We Cut Our Car Insurance By Half & Save $732/year

The surprise increase A couple of months ago, we got an email from Liberty Mutual informing us that our annual car insurance premium had gone up 10% from $110 to $121/month. I’ve read about the benefit of shopping for lower car insurance rates but didn’t […]