Everyone’s now thinking of upgrading their home’s ambience. Since we’re now locked down in our house most of the time, we want to make our place a more comfortable space for leisure and now even for work. Our homes have now been a place to […]
Have you ever wanted to use the cash envelope system to better keep track of your spending but gotten discouraged by the hassle of using envelopes and carrying cash everywhere? I have. Dave Ramsey is a strong proponent of the cash envelope system – “a […]
No one wants to be struggling financially and not be able to make ends meet. Not having enough necessities and not being able to buy what you need is not desirable. I grew up poor, so I know what it’s like to have little to […]
With two full jobs and two kids, Mr. FAF and I spent most of our time working. When we are not working, we have a myriad of household chores to do such as cooking, cleaning, feeding our baby, and doing the dishes. We want to […]
Being frugal doesn’t and shouldn’t prevent us from staying healthy and looking beautiful or handsome. I usually see ads about skincare and makeup products that are $100 or more. As I get older, I do get anxious about having more wrinkles and looking jaded, which […]
Over the past few weeks, I’ve been thinking long and hard a lot what it is what I want to and need to do to pursue a minimalist lifestyle. The goal is to simplify my life and help me deal with all the stress and […]
Life has been hectic and stressful at the FAF household for the past few months. I started a new job after going through four months of sleep deprivation and stress in an apprenticeship program. Our son started kindergarten online. Mr. FAF and I have been […]
Ever since the Covid storm hit the US in late February, Mr. FAF, our kids, and I have been in quaratine for about five months. Mr. FAF and I work from home and take turns doing housework and taking care of our two kids. You […]
Credit history is a record that holds the past circumstances and behaviors of the borrower. Lenders use this data to determine whether the borrower is trustworthy or if he or she is capable of returning the money. Individuals with a history of on-time payments are […]
When you’re thinking about saving money, your HVAC unit usually isn’t a priority. However, your HVAC system can make a big difference in your monthly energy bill in all sorts of ways. Avoid the following common mistakes that can end up being big money-wasters. Not […]
Your heating bill can be an unpleasant surprise during the cooler months of the year. Not every person or a house owner can afford to have an internal heating system working for them 24/7. People like to save as much as they can from everywhere, […]
With the cost of gas, groceries, and most other things on the rise, it’s important to take measures to save money wherever possible. The less energy you use each month, the lower your utility bills will be. Actualizing energy proficient innovation and practices in your […]
