Saving Money

How We Cut Our Car Insurance By Half & Save $732/year

How We Cut Our Car Insurance By Half & Save $732/year

The surprise increase A couple of months ago, we got an email from Liberty Mutual informing us that our annual car insurance premium had gone up 10% from $110 to $121/month. I’ve read about the benefit of shopping for lower car insurance rates but didn’t […]

Frugal Fatigue: What Is It & How To Overcome It?

Frugal Fatigue: What Is It & How To Overcome It?

These past few days, I’ve been experiencing something I’ve never felt before: frugal fatigue. I just feel tired of saving money and pinching pennies all the time. I want to life life a little and keep wondering about those trips to exotic resorts, those fancy […]

Should We Buy A 2nd Car For This Reason?

Should We Buy A 2nd Car For This Reason?

The trigger It was 6 PM on Tuesday, July 3rd. I showed up at my son’s daycare to pick him up. July 4th was the next day, so I double-checked with the teacher’s assistant to make sure that they were closed that day. To my […]

Why I Decide Not To Do A PhD Again

Why I Decide Not To Do A PhD Again

That important moment had finally come. I was standing among hundreds of people, most of whom were PhD graduates and their family. It was Mr. FAF’s graduation ceremony, something we had all been waiting for for the past six years. It was the reason why […]

6 Things Americans Do That I Don’t Get

6 Things Americans Do That I Don’t Get

I was born and raised in Asia and came to America at the age of 18 for college. I have been living in the US for 12 years. Although it’s almost half of my lifetime, it’s definitely not long enough for me to absorb and […]

10 Ways To Save Money & Live Frugally Without A Budget

10 Ways To Save Money & Live Frugally Without A Budget

Whenever I see or hear someone mention the importance of a budget, I’d feel a sense of shame running through my whole body and straight to my brain. I feel as if someone has pointed out something I should be doing that I’m not. Mr. […]

How I Talked Hubby Out Of Spending $400/year On Gym Membership

How I Talked Hubby Out Of Spending $400/year On Gym Membership

Before you read the post, I just want to clarify that I want Mr. FAF to be physically fit and healthy (being sexy doesn’t hurt either). I would never discourage him from working out or investing in his health, but it needs to be within […]

The Best Yard Sale/Spring Cleaning I’ve Ever Had

The Best Yard Sale/Spring Cleaning I’ve Ever Had

Who would have thought we could accumulate so much stuff over just 2.5 years of living in a house? That was my thought while decluttering our home this summer and preparing for the community yard sale. Mr. FAF and I are not the type to […]

How To Overcome Paranoia To Save Money

How To Overcome Paranoia To Save Money

I have a confession to make. I am a paranoid person, especially when it comes to safety. I don’t know if it’s because I’m obsessed with detective TV shows like Forensic Files or if I’m just chicken and not adventurous enough. But fear has prevented […]

My Top 5 Financial Pet Peeves

My Top 5 Financial Pet Peeves

All of us have some things that bother us from time to time whether it’s a surprise bank fee or morning traffic. I have 5 financial pet peeves that irk me to no end. Fortunately, those don’t happen often. But the amount of discomfort and […]

Why I Don’t Pay For Yoga Classes

Why I Don’t Pay For Yoga Classes

About three weeks ago, I got a text message from a fellow pregno neighbor asking if I wanted to do prenatal yoga with her. Upon seeing it, I got super excited and responded yes right away. I knew that those yoga classes weren’t free. But […]

10 Tips On How To Have A Happy, Frugal Pregnancy

10 Tips On How To Have A Happy, Frugal Pregnancy

Pregnancy can bring you and your family so many emotions and thoughts: happiness, stress, worries, elation, anxiety, etc. One thing that’s been on my frugal mind is how much my second pregnancy is going to cost us. When I was pregnant with Baby FAF, Mr. […]