Saving Money

How To Not Spend Money & Be Happy

How To Not Spend Money & Be Happy

No one wants to be struggling financially and not be able to make ends meet. Not having enough necessities and not being able to buy what you need is not desirable. I grew up poor, so I know what it’s like to have little to […]

Why Fancy & Expensive Vacuums Didn’t Work For Us – Review of Dyson, iRobot Roomba & Bissell

Why Fancy & Expensive Vacuums Didn’t Work For Us – Review of Dyson, iRobot Roomba & Bissell

With two full jobs and two kids, Mr. FAF and I spent most of our time working. When we are not working, we have a myriad of household chores to do such as cooking, cleaning, feeding our baby, and doing the dishes. We want to […]

My 7 Frugal Beauty & Skincare Products That Work

My 7 Frugal Beauty & Skincare Products That Work

Being frugal doesn’t and shouldn’t prevent us from staying healthy and looking beautiful or handsome. I usually see ads about skincare and makeup products that are $100 or more. As I get older, I do get anxious about having more wrinkles and looking jaded, which […]

6 Things To Do To Start Minimalism & Live Happily

6 Things To Do To Start Minimalism & Live Happily

Over the past few weeks, I’ve been thinking long and hard a lot what it is what I want to and need to do to pursue a minimalist lifestyle. The goal is to simplify my life and help me deal with all the stress and […]

How to Save Money & Sanity with Minimalism

How to Save Money & Sanity with Minimalism

Life has been hectic and stressful at the FAF household for the past few months. I started a new job after going through four months of sleep deprivation and stress in an apprenticeship program. Our son started kindergarten online. Mr. FAF and I have been […]

10 Frugal Things We Do During Quarantine Time

10 Frugal Things We Do During Quarantine Time

Ever since the Covid storm hit the US in late February, Mr. FAF, our kids, and I have been in quaratine for about five months. Mr. FAF and I work from home and take turns doing housework and taking care of our two kids. You […]

Building Credit: The Impacts of Credit History

Building Credit: The Impacts of Credit History

Credit history is a record that holds the past circumstances and behaviors of the borrower. Lenders use this data to determine whether the borrower is trustworthy or if he or she is capable of returning the money. Individuals with a history of on-time payments are […]

Top 4 Money-Wasting HVAC Mistakes

Top 4 Money-Wasting HVAC Mistakes

When you’re thinking about saving money, your HVAC unit usually isn’t a priority. However, your HVAC system can make a big difference in your monthly energy bill in all sorts of ways. Avoid the following common mistakes that can end up being big money-wasters. Not […]

4 Ways to Save On Your Heating Bill

4 Ways to Save On Your Heating Bill

Your heating bill can be an unpleasant surprise during the cooler months of the year. Not every person or a house owner can afford to have an internal heating system working for them 24/7. People like to save as much as they can from everywhere, […]

5 Energy Efficiency Improvements for Your Home to Reduce Utility Bills

5 Energy Efficiency Improvements for Your Home to Reduce Utility Bills

With the cost of gas, groceries, and most other things on the rise, it’s important to take measures to save money wherever possible. The less energy you use each month, the lower your utility bills will be. Actualizing energy proficient innovation and practices in your […]

How Much Money Should I Keep in Savings for an Emergency Fund?

How Much Money Should I Keep in Savings for an Emergency Fund?

This is a sponsored post. What is one of the first forms of financial advice you always hear? You need to have an emergency fund. However, Americans don’t seem to be following that advice.  About 40% of people would have to turn to loans or […]

9 Easy Ways to Save Money

9 Easy Ways to Save Money

This is a sponsored post. It can be difficult to create and maintain habits that will allow you to save money. However, if you start small with easy-to-manage tasks and stay determined to maintain them, time will tell that they are working by showing the […]