I was born and raised in Asia and came to America at the age of 18 for college. I have been living in the US for 12 years. Although it’s almost half of my lifetime, it’s definitely not long enough for me to absorb and […]
I have never met anyone who says they want to be poor. If anything, we all try our best to accumulate wealth and get out of the vicious cycle of poverty that can stifle our mind, emotions, and future. I grew up in a poor […]
As a frugal person/mom/wife, I always try to find free and low-cost yet quality items for my family to cut costs. It started out as a necessity since both Mr. FAF and I were two poor grad students when we had our firstborn. Mr. FAF […]
When we think about saving money, we tend to think about frugality. We usually save money by refraining from buying things we don’t need. However, there’s a much easier way to save AND make money at the same time: by asking one simple question. And […]
We all know I am a frugal person who uses toilet paper as napkins and feels guilty for spending almost $500 on my blog (my hobby and a potential side hustle) over the past 1.5 years. I refused to spend $75/mo on yoga classes for […]
One of the fears about frugality I’ve heard frequently is that it might turn us into a hermit. According to Cambridge Dictionary, a hermit is “a person who lives alone and apart from society.” You don’t have to live on an isolated island or off […]
One thing you might now know about the FAF household is that we are Amazon aficionados. Both Mr. FAF and I think that Amazon Prime is one of the best things that have ever been invented. Ever since we started dating, Amazon has always joined […]
When Joe at Retire By 40 published his great post “Is Your Risk Tolerance Too High?“, it got me thinking about how my risk tolerance has affected my decisions in life. On a scale from 0 to 10 (0 – lowest and 10 – highest), […]
Saving money is what Mr. FAF and I do on a daily basis. We believe in the value of frugality and try our best to embrace this concept in our lives. Some of our frugal habits are simple such as turning off the lights when […]
Miscommunication This is a real conversation between Mr. FAF and me a while back: [Mr. FAF messaged me at work.] Mr. FAF: There’s an event this Saturday. Do you want to go? Me: What event? Mr. FAF: [His company’s name] Me: Really? What event? Mr. […]
I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]
As my baby bumps is getting bigger and the due date is just around the corner, some of my colleagues have told me that they wanted to throw me a baby shower. Those are the colleagues that I work closely with or talk to on […]
