This is a sponsored post. What is one of the first forms of financial advice you always hear? You need to have an emergency fund. However, Americans don’t seem to be following that advice. About 40% of people would have to turn to loans or […]
This is a sponsored post. It can be difficult to create and maintain habits that will allow you to save money. However, if you start small with easy-to-manage tasks and stay determined to maintain them, time will tell that they are working by showing the […]
This is a sponsored post. You collect your energy bill at the end of the month and suddenly wince. The monthly charges are through the roof, and you instantly suspect that HVAC unit. That winter must have been long. Energy prices seem to be on […]
As you might already know, I am a very frugal person. Sometimes it can be a good thing because I’m able to save a lot of money and don’t make huge financial mistakes on a regular basis. However, in some cases, what seems normal to […]
Whether you’re renting or owning a piece of property, you might have rules for guests and even members in your family. Before and after getting married, I have lived with almost 20 roommates (all females), most of whom I got along with pretty well. We […]
A state of emergency About this time a year ago, our Aroma rice cooker suddenly stopped working. For others, it might not me a big deal. But for Mr. FAF and me who eat rice at least twice a day every day, it was declared […]
Frugality has become part of my lifestyle and identity. I try to make and save money in every way I can. I think about how to cut costs and invest for the future every day. When I go shopping, I usually choose inexpensive items without […]
I was born and raised in Asia and came to America at the age of 18 for college. I have been living in the US for 12 years. Although it’s almost half of my lifetime, it’s definitely not long enough for me to absorb and […]
I have never met anyone who says they want to be poor. If anything, we all try our best to accumulate wealth and get out of the vicious cycle of poverty that can stifle our mind, emotions, and future. I grew up in a poor […]
As a frugal person/mom/wife, I always try to find free and low-cost yet quality items for my family to cut costs. It started out as a necessity since both Mr. FAF and I were two poor grad students when we had our firstborn. Mr. FAF […]
When we think about saving money, we tend to think about frugality. We usually save money by refraining from buying things we don’t need. However, there’s a much easier way to save AND make money at the same time: by asking one simple question. And […]
We all know I am a frugal person who uses toilet paper as napkins and feels guilty for spending almost $500 on my blog (my hobby and a potential side hustle) over the past 1.5 years. I refused to spend $75/mo on yoga classes for […]
