In November 2018, hubby and I finally paid off a six-figure mortgage to the lender a little less than three years after we purchased our first home. We still owe Mr. FAF’s side of the family $36,000, which will take us another six months or […]
It seems like wherever I turn these days I always get the same message: The stock market is doing down, really down. At first, I didn’t really pay much attention to it. After all, the experts say the market is correcting itself, and that things […]
It’s official, guys. Mr. FAF and I have officially paid off our mortgage to the bank. In our plan, we would make the last payment to the bank in December 2018. Sometimes we seriously doubted if it would happen. We were determined but also nervous […]
I recently wrote a post about why we felt under pressure to buy another house in Northern Virginia by early 2020. The main reason? The Metro Silver Line will be completed at that time. And since Amazon has two huge buildings within 2 miles from […]
Finally a (small) garden We have an exciting update for you guys. We’re growing a garden! I know many of the personal finance bloggers like Mr. Tako and Tawcan have a bountiful garden that not only helps them cut costs in grocery expenses but also […]
I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]
When Mr. FAF was still in school, our biggest hope and goal back then was for him to get a full-time job with benefits. After Mr. FAF started working, I have found ourselves talking about early retirement more often. We like our current jobs and […]
Mr. FAF and I went on a Friday night date two weeks ago. We went grocery shopping and dropped by a Taiwanese cafe where Mr. FAF got a bento box for $10, and I got a green tea with boba for $4. (Baby FAF and […]
Mr. FAF and I argue pretty much every time something needs to be repaired at our house. It’s hard to pinpoint the one reason that that’s the case. When Mr. FAF and I lived in different cities, I handled all of our hour repairs. After […]
Whether to pay off the mortgage early is one of the most controversial topics in the personal finance community. Some bloggers, such as Mr. Money Mustard Seed and Our Next Life, have found great peace of mind and financial freedom from paying off the mortgage […]
Water Upon arriving at the laundry room in our basement, I noticed a small patch of water on the floor and another patch in the carpet area near that room’s door. Part of me was puzzled “Where did the water come from?” I tried to […]
After realizing that Mr. FAF and I will become millionaires by doing just one thing – maxing out our 401(k) and 403(b), I have been wondering why many people don’t pursue this route. According to a 2017 Vanguard study, only 10% of Americans maxed out […]