I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]
When Mr. FAF was still in school, our biggest hope and goal back then was for him to get a full-time job with benefits. After Mr. FAF started working, I have found ourselves talking about early retirement more often. We like our current jobs and […]
Mr. FAF and I went on a Friday night date two weeks ago. We went grocery shopping and dropped by a Taiwanese cafe where Mr. FAF got a bento box for $10, and I got a green tea with boba for $4. (Baby FAF and […]
Mr. FAF and I argue pretty much every time something needs to be repaired at our house. It’s hard to pinpoint the one reason that that’s the case. When Mr. FAF and I lived in different cities, I handled all of our hour repairs. After […]
Whether to pay off the mortgage early is one of the most controversial topics in the personal finance community. Some bloggers, such as Mr. Money Mustard Seed and Our Next Life, have found great peace of mind and financial freedom from paying off the mortgage […]
Water Upon arriving at the laundry room in our basement, I noticed a small patch of water on the floor and another patch in the carpet area near that room’s door. Part of me was puzzled “Where did the water come from?” I tried to […]
After realizing that Mr. FAF and I will become millionaires by doing just one thing – maxing out our 401(k) and 403(b), I have been wondering why many people don’t pursue this route. According to a 2017 Vanguard study, only 10% of Americans maxed out […]
Decision on a whim This past weekend, Mr. FAF and I decided to get adventurous. We went to check out free new development communities in the DC areas. That’s right! We’re thinking about buying a second house. We sort of made that exploratory decision on […]
Have you ever wondered if you can buy a rental property in a faraway city where the housing prices are much lower than those where you live? I have entertained that thought from time to time, especially given the expensive real estate market in the […]
Have ever found yourself in a real estate scam and questioned your passion as a result? I once went to a supposedly free seminar at a fancy hotel only to find that it was the intro to a series of expensive courses on real estate […]
When Mr. FAF and I were two poor graduate students, our biggest wish at the time was to get a full-time job. We would love to have a good salary, but as they say, beggars can’t be choosers. All we wanted was a stable source […]
Mr. FAF and I bought our first home in early 2016. We went from being long-time renters to home owners over night. Though excited, we were also aware of the huge mortgage that we had gotten ourselves into to make one of our biggest dreams […]