Investment

We Paid Off The Mortgage. What’s Next?

We Paid Off The Mortgage. What’s Next?

In November 2018, hubby and I finally paid off a six-figure mortgage to the lender a little less than three years after we purchased our first home. We still owe Mr. FAF’s side of the family $36,000, which will take us another six months or […]

How The Stock Market Plunge Has Affected Us – The Good, Bad & Ugly

How The Stock Market Plunge Has Affected Us – The Good, Bad & Ugly

It seems like wherever I turn these days I always get the same message: The stock market is doing down, really down. At first, I didn’t really pay much attention to it. After all, the experts say the market is correcting itself, and that things […]

How We Paid Off Our Mortgage In Less Than 4 Years

How We Paid Off Our Mortgage In Less Than 4 Years

It’s official, guys. Mr. FAF and I have officially paid off our mortgage to the bank. In our plan, we would make the last payment to the bank in December 2018. Sometimes we seriously doubted if it would happen. We were determined but also nervous […]

That Time We Wished We Had $150,000

That Time We Wished We Had $150,000

I recently wrote a post about why we felt under pressure to buy another house in Northern Virginia by early 2020. The main reason? The Metro Silver Line will be completed at that time. And since Amazon has two huge buildings within 2 miles from […]

Why We Are Thinking About Retiring On A Homestead

Why We Are Thinking About Retiring On A Homestead

Finally a (small) garden We have an exciting update for you guys. We’re growing a garden! I know many of the personal finance bloggers like Mr. Tako and Tawcan have a bountiful garden that not only helps them cut costs in grocery expenses but also […]

5 Investment Tips That Drive Me Crazy

5 Investment Tips That Drive Me Crazy

I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]

What Hubby & I Plan To Do When Reaching FIRE

What Hubby & I Plan To Do When Reaching FIRE

When Mr. FAF was still in school, our biggest hope and goal back then was for him to get a full-time job with benefits. After Mr. FAF started working, I have found ourselves talking about early retirement more often. We like our current jobs and […]

Why We Feel Under Pressure To Buy Another House

Why We Feel Under Pressure To Buy Another House

Mr. FAF and I went on a Friday night date two weeks ago. We went grocery shopping and dropped by a Taiwanese cafe where Mr. FAF got a bento box for $10, and I got a green tea with boba for $4. (Baby FAF and […]

Are House Repairs Bad For Marriage?

Are House Repairs Bad For Marriage?

Mr. FAF and I argue pretty much every time something needs to be repaired at our house. It’s hard to pinpoint the one reason that that’s the case. When Mr. FAF and I lived in different cities, I handled all of our hour repairs. After […]

We Just Put $15,000 Towards Our Mortgage Principal. And This Is What Happened.

We Just Put $15,000 Towards Our Mortgage Principal. And This Is What Happened.

Whether to pay off the mortgage early is one of the most controversial topics in the personal finance community. Some bloggers, such as Mr. Money Mustard Seed and Our Next Life, have found great peace of mind and financial freedom from paying off the mortgage […]

The Pain Of Home Ownership – Our $3,000 Headache

The Pain Of Home Ownership – Our $3,000 Headache

Water Upon arriving at the laundry room in our basement, I noticed a small patch of water on the floor and another patch in the carpet area near that room’s door. Part of me was puzzled “Where did the water come from?” I tried to […]

3 Reasons Why 401(k) Is Not A Sexy Investment

3 Reasons Why 401(k) Is Not A Sexy Investment

After realizing that Mr. FAF and I will become millionaires by doing just one thing – maxing out our 401(k) and 403(b), I have been wondering why many people don’t pursue this route. According to a 2017 Vanguard study, only 10% of Americans maxed out […]