It seems like wherever I turn these days I always get the same message: The stock market is doing down, really down. At first, I didn’t really pay much attention to it. After all, the experts say the market is correcting itself, and that things […]
Finally a (small) garden We have an exciting update for you guys. We’re growing a garden! I know many of the personal finance bloggers like Mr. Tako and Tawcan have a bountiful garden that not only helps them cut costs in grocery expenses but also […]
I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]
When Mr. FAF was still in school, our biggest hope and goal back then was for him to get a full-time job with benefits. After Mr. FAF started working, I have found ourselves talking about early retirement more often. We like our current jobs and […]
After realizing that Mr. FAF and I will become millionaires by doing just one thing – maxing out our 401(k) and 403(b), I have been wondering why many people don’t pursue this route. According to a 2017 Vanguard study, only 10% of Americans maxed out […]
When Mr. FAF and I were two poor graduate students, our biggest wish at the time was to get a full-time job. We would love to have a good salary, but as they say, beggars can’t be choosers. All we wanted was a stable source […]
I just realized today that I have a retirement account fully invested in a mutual fund with Vanguard. I contributed nothing to this account, didn’t monitor it, didn’t know the rate of return or what it consisted of, or that it even existed until today. […]
I have come across and read so many blogs and Youtube channels about financial freedom and early retirement. For me, financial freedom is different from financial independent. — Right now I consider myself to be financially independent since I have a full-time job and don’t […]
