Retirement

Why We Are Thinking About Retiring On A Homestead

Why We Are Thinking About Retiring On A Homestead

Finally a (small) garden We have an exciting update for you guys. We’re growing a garden! I know many of the personal finance bloggers like Mr. Tako and Tawcan have a bountiful garden that not only helps them cut costs in grocery expenses but also […]

5 Investment Tips That Drive Me Crazy

5 Investment Tips That Drive Me Crazy

I love to get constructive advice from other people, especially if it’s about topics I am not familiar with. However, over the years, I have seen suggestions on investment that I don’t fully understand or am not convinced by. I am writing this article not […]

What Hubby & I Plan To Do When Reaching FIRE

What Hubby & I Plan To Do When Reaching FIRE

When Mr. FAF was still in school, our biggest hope and goal back then was for him to get a full-time job with benefits. After Mr. FAF started working, I have found ourselves talking about early retirement more often. We like our current jobs and […]

3 Reasons Why 401(k) Is Not A Sexy Investment

3 Reasons Why 401(k) Is Not A Sexy Investment

After realizing that Mr. FAF and I will become millionaires by doing just one thing – maxing out our 401(k) and 403(b), I have been wondering why many people don’t pursue this route. According to a 2017 Vanguard study, only 10% of Americans maxed out […]

How Hubby & I Discovered We Will Be Millionaires By Doing One Thing

How Hubby & I Discovered We Will Be Millionaires By Doing One Thing

When Mr. FAF and I were two poor graduate students, our biggest wish at the time was to get a full-time job. We would love to have a good salary, but as they say, beggars can’t be choosers. All we wanted was a stable source […]

Retirement Investment for Newbies

Retirement Investment for Newbies

I just realized today that I have a retirement account fully invested in a mutual fund with Vanguard. I contributed nothing to this account, didn’t monitor it, didn’t know the rate of return or what it consisted of, or that it even existed until today. […]

Do We Want To Retire Early?

Do We Want To Retire Early?

I have come across and read so many blogs and Youtube channels about financial freedom and early retirement. For me, financial freedom is different from financial independent. — Right now I consider myself to be financially independent since I have a full-time job and don’t […]